@ccanarel - You entered the correct figure. A market appraisal done at the time of sale gives you the FMV. It is different than an insurance replacement appraisal (which doesn't include the value of the lot) or an appraisal for tax purposes. This website has a good explanation:
https://homeguides.sfgate.com/difference-assessed-value-fair-market-value-property-tax-statements-79...
**Answers are correct to the best of my ability but do not constitute tax or legal advice.
