It can only be transferred to another Inherited Roth IRA that must remain in your dad's name with you as beneficiary.
Thanks to the Secure Act, which was signed into law in December 2019, most (but not all) IRA beneficiaries must deplete an inherited IRA within 10 years of the account owner’s death. This applies to inherited IRAs if the owner died after Dec. 31, 2019.
There is an exception for spouses and minor children under age 18.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
