Hi! Thank you for the fast reply!
To answer your questions:
1) Yes, I am single.
2) I mistakenly wrote SSI. I did not receive SSI. I meant to say Social Security. My Social Security was $10,000 in 2019. I did receive an SSA-1099 for my Social Security, and box 5 (net benefits for 2019) was the $10,000. My apologies for writing that wrong. Does this change anything?
So it sounds like I should file for 2019 due to me mistakenly choosing to withhold taxes for my 401(K) RMD. But for 2020, as long as everything stays the same, and I adjust my RMD to not withhold taxes, I won't need to file taxes for 2020. Does this sound accurate?
Thank you!
