My wife and I (we are less than 59 1/2) did an early withdrawal from two Roth IRA accounts to use for cash. I understand there is a tax penalty for early withdrawal. In later questions in TurboTax, the software asks if my wife owned any Roth IRAs since before 2015? Then asks if my wife's Roth IRA was open on December 31, 2019? Are those two questions asking about any Roth IRA ever or just asking about the two Roth IRAs that we took early withdrawal from in 2019? The next question asks to confirm my wife's net regular contributions prior to 2019 that remain in my wife's Roth IRA. My wife currently only has one Roth IRA still open with a balance that we did not take a withdrawal from. (So she had 3 Roth IRAs, two we closed out in 2019 by withdrawing the full amount and one remains with a balance that we did not touch). We never contributed to the Roth IRA that is still open. Her parents made the contributions years ago. 2) Is that question asking us to enter Roth IRA contributions that she made prior to 2019 or is it also asking about contributions her parents made into that Roth IRA that is still open?
