rdaigle13
New Member

Retirement tax questions

Thanks for your reply. It helped me to understand my situation better.

I’m retired with 2 sources of taxable income, Social Security and RMD. I was using the QCD to reduce reported income from my RMD. If I opt out of the RMD this year, then the QCD will have no effect on my reported  RMD income and, therefore, no effect on my taxes.