Thank you. Really helpful. Have a follow up
1. Doing max ROTH 401k ($19.5k) and max backdoor ROTH 401k ($26.7k) at work (employer 401k plan allows). This is $10.8k below IRS limit of $57k (We guess margin for employer contribution?).
2. 2020 MAGI will be below $124k. Like to fund $6k ROTH IRA.
I believe #2 is possible even after doing #1 right? (They are independent as far as I can tell) And of course living frugally while doing all this haha.
