Retirement tax questions

Bummer. So if I'm reading this correctly, it doesn't apply to me. You don't happen to know though if I'm right about being hit with a 10% penalty on it at tax time next year? Or do penalties like that not apply to pension programs like OPERS?

 

I just want to make sure I'm not hit with a surprise 1k+ penalty next year, seeing OPERS says they only deduct the 20% tax from my refund. I can open a second thread here if that would be the proper thing to do in this case.

 

Thanks!