dmertz
Level 15

Retirement tax questions

Since you made no contributions to the plan, the entire amount is taxable and neither the Simplified Method nor the General Rule should be used.  Just tell TurboTax that the amount in box 2a is the taxable amount and TurboTax will treat the entire amount as taxable.  confirm this be seeing that the box 1 amount is included on Form 1040 line 4d.