Thank you,
My situation is "age 55-64". Should the "up to $20,000" exclusion include moneys received from a private annuity and inherited IRA?
That is, can I only exclude a maximum $20K in total from all pension and annuity sources or can exclude $20K of the traditional IRA to Roth conversion PLUS the approximate $8K received from a private annuity and IIRA for a grand total of $28K?
