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Retirement tax questions
I think that technically there probably was an RMD required and part of the total distribution satisfied that. (RMDs are minimums. you can always take out more.) Inherited IRAs have RMDs no matter what the beneficiaries age.
In reality unless she has other inherited IRAs from her father it doesn't mater. The reason TT asks about this is that if you have multiple accounts the total RMD is calculated based on the total value of all accounts (on 12/31 of the prior tax year year), but you can take out that amount from any account. (I.e. it doesn't need to be a little from each account). So TT asks for each one and then adds up the RMD to see if it was enough.
For RMD purposes all accounts of the same type are taken together. (401k, Trad IRA, inherited IRA from the same person.) So unless your wife has another IRA inherited from her father, the answer doesn't matter. Go ahead and say it was all RMD (or go back if you see a penalty for not taking an RMD show up).
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