@Pattmark11 wrote:
Thank you for the rapid response- Amazing. So would there be a benefit to me filing an amended return that could help me clean what sounds like an accounting nightmare? or could combining My traditional IRA's allow me to do a back door Roth IRA? Or just taking distributions on all my Roth IRA's over a condensed period of time, say 2-3 years?
There is really nothing to amend. It it too late to just get a return of contribution. Just file the late 8606 form. Why 2-3 years? You do not need to take any distributions if you do not have it.
Your IRA is totally separate from your spouse.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
