Retirement tax questions

You should ask the 401(k) trustee to issue a corrected 1099-R before using the substitute.  One of the explanation statements asks what steps you took to get the 1099-R corrected.  If the trustee refuses then you can say that in the statements.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**