@Carl wrote:
I don't think mine sounds like the Lady Bird deed
That was just a wild guess on my part, as to how I would think the IRS might see it....
There is no possible way the IRS would see this scenario as a Lady Bird deed since (a) Lady Bird deeds are only permitted in a few states (the overwhelming majority do not allow them and, (b) an actual deed was never drafted and signed.
Regardless, @mspl15 does need to consult with an attorney or tax professional who is knowledgeable and has experience in dealing with the tax laws of @mspl15's home country.
