Thank you. I am greatful for all the good sense replies. I am amazed at all the people taking the trouble to give advice. I now have a blueprint for what to do.
Cost basis of old stuff is always a problem. I don't know how anyone ever figures out the cost basis for dividends that have been reinvested for years. I have a mutual fund that I bought over 50 years ago. I've added money over the years as well as reinvested all the dividends. Unless I am willing to pick a cost basis out of a hat, I can never sell it. I think it will be my estate's problem.
