The house was owned my mom and her ex-husband initially, both of them were the owner. They hired a professional to help them file taxes for prior years.
If your mom/ex divorce was finalized after Dec 31, 2020 *and* they live in a community property state, you can stop reading here. This issue is much to complex to be dealt with in a public user-to-user forum such as this one. But even if they did not live in a community property state, I would suggest you seriously consider using a professional for at least the 2021 tax return. Make sure the tax pro provides you a printout of absolutely everything to include all calculation forms and worksheets, you "will" need it for doing the 2022 taxes yourself.
After they divorced, in order to remove his name from the loan and house, I jumped in and refinanced the house in the beginning of the last year. The house has been renting out since the refinance process.
It makes no sense for me to continue here, until knowing if they were/are in a community property state, and the date the divorce was finalized. It would also help to know if there was a "buyout" on the property to the ex.
Like I said, this is already getting rather complex really fast. Professional help is highly suggested.
