Investors & landlords

a complete list is not possible - different locals - different closing costs.

 

 

here's a general list of some for a personal residence 

points - schedule A deduction 

appraisal fee (2)

credit report fee (2)

flood determination fee (2)

flood monitoring fee (2)

tax monitoring fee (2)

tax status research fee (2)

pest inspection fee (2)

survey fee (4)

title insurance binder (4)

lender's title insurance (4)

settlement agent's title fee(4)

title search (4)

mortgage recording fees (4)

state transfer tax (5)

escrow deposits - not deductible on Schedule A  nor do they add to basis nor are they selling expenses

homeowners association fees and charges (2)

home inspection fee (4 & 5)

home warranty fee (5)

real estate commission (5) 

title insurance - owner (4)

seller's credit (5 & 7)

 (2) non-deductible cost of obtaining mortgage - doesn't add to basis either

(4) buyer pays and adds to basis

(5) if it's a seller's expense adds to seller's basis

(7) credit to buyer - reduces basis