Sorry...guess it is confusing but...I rent 5-6 months, use it basically the rest of the time. Therefore, because I use it over 14 days per year, my expenses can only offset my income so a lot carried over from year-to-year as my gain/loss comes out to $0. I was reimbursed for personal property subject to my deductible & spent it on replacing items. The question I was trying to ask was on the loss of use...the money I was paid from the insurance on that was only reimbursed to the amount of my coverage under my policy - did not cover all of the money I actually spent. I actually had to prove to the insurance company that I spend x number of days here. So, technically is was a loss to me in $$ because I paid rent for several weeks that was not covered by insurance. The association is responsible for all other damage under their policy.
