We bought the two family home as
co-owners 50/50 in 2006. We both lived in the same property for 13 years paying the mortgage and everything else half and half. When we file taxes every year we claimed everything down the middle 50/50. Owner occupied for both of us. In 2019 I bought his share by refinancing it based on the appraised value. As of 2019 I own the home entirely. I was able to rent the unit upstairs in April 2020 and I’m still living in the property (unit first floor (owner occupied).
