MaryK4
Expert Alumni

Investors & landlords

Your Roth IRA should be a separate account.  Your 401k rollovers are in the traditional IRA account.  You cannot "backdoor" the 401k rollovers- if you want them switched to Roth IRA you can do so, but you will have to pay the taxes.

 

The nondeductible traditional IRA contributions are taxed funds, they only get the tax treatment if you deduct the contributions.  The 401k funds, however are pre-tax so there is no "backdoor" option.

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