@Carl,
This is perfect and coincides with my understanding of the situation before using T-Tax. Unfortunately T-Tax either does not make choosing the right answers to their questions clear, or they don't calculate it correctly. To unravel this mess and try again. I am going to come to the surface, take off the tanks and regulator, blow up this return and start over from scratch to see if I can get the answer I know it should be. If worse come to worse and I cannot get T-Tax to dance, then I will be doing my taxes by hand this year!
If I get it to work, I plan to post a follow-up with the steps taken so it can serve as a reference to others.
Thank you again.
Cheers
