Investors & landlords

Thanks everyone for the responses.

 

The closing statement does include both the Lender credit and the RE agent as "credit from agent towards closing costs". 

 

My closing statement had been the most confusing document ever. In the end, my bank collected $500 from me and also when the loan was setup and escrow closed, they also "paid" $1001.53 towards the principal. So in essence, I got paid $501.53 to take this loan (with all of the credits applied).

 

The main issue for me is how to report (if at all) those two credits of RE agent $3000 and ~$3200 (1001+2206)  lender credit. Attached a screenshot of closing statement with some of private data blocked out. Hope this provides more clarity.

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