@HalAl and @Bsch4477 were correct in how your long-term capital loss is treated. If your capital loss carry-over didn't transfer from your 2019 tax file, see How do I enter my capital loss carryover? for instructions.
Also, the largest standard deduction for 2020 is $24,800 (Married Filing Jointly or Qualifying Widow(er). There is an additional standard deduction of $1,300 for taxpayers who are over age 65 or blind. The amount of the additional standard deduction increases to $1,650 for taxpayers who are unmarried.
