OK, so the original loan was taken out in 2014 for right under $1m. It was refied multiple times, recently in 2019 and 2020. The outstanding balance has gone down. So in 2014, my limit was up to $1m, but now that I refinanced in 2019 and 2020, am I still at the $1m limit or does the refinance cause me to be at the $750k limit?
