I have this issue where I refinanced four (4) different times in 2011, 2017, 2019 and 2020. I was told that I should "close out" unamortized rental balance for 2011 and 2017. I need to enter 2019's closing costs and "close it out" in 2020. The new loan with points will start in 2020 with an new amortization schedule for the rental closing costs/points amortizing over the 30-year life of the loan. This property has two rental addresses and one private residence.
