If you're asking about contributing the stock to a retirement plan, that is not an option. Only cash contributions are permitted. If your shares have not vested, they are not transferable, and any permitted transfer would trigger taxable income, anyway.
There are several options you can consider for increasing your tax deductions to offset this added income:
- cash contributions to qualified retirement plans
- selling investments at a loss
Another option to consider is forming a charitable remainder trust and contributing the vested shares to the trust prior to selling. Please follow this link for more information. https://www.fidelitycharitable.org/giving-strategies/give/trust.shtml
