Karen thanks for the quick response. The issue is currently I have this set up as a vacation home (Which my understanding is that owner stays can only be 14 days or 10%). In my case I stayed in the unit 10 days, rented 184 days and vacant was 171 days.. If I do as you state and put the rent at 184 days and the remaining as personal (181 days)... then you are correct it takes the % of mortgage and puts it on schedule A...
the directions in turbo tax state "Do not include days when property was vacant". So the problem is if I only put the 10 days as personal stay and the 184 days rented ... it does not take that mortgage amount and put on schedule a . Unless the rules have changed for vacation home I think it would show I am over the max allowed days the way turbo tax is set up...I don't recall this being an issue in the past...has the IRS laws changed or did Turbotax change their program?
Thanks again for the your help!
