I should also have said box "Total distribution" in Box 2b is checked. Recap-Box 2b "Taxable amt not determined" is also checked. In Box 7, distribution codes are 7 and D ("Normal distribution" and "Annuity payments from nonqualified annuities that may be subject to tax under Section 1411"). Total distribution was $6,489; premiums paid were at least 6,279. TT is telling me we must use the General Rule.
