Hi,
Question about your homeowner’s insurance statements. My insurance company told me that my policy does in fact cover the new, detached, ADU we built on our property. Is that something that varies by company then? Your statement sounds certain the rental property would not be covered. Are there specific additional questions I should be asking / terminology I should be using if I go back to my insurance company to verify what they told me? I had assumed before speaking with them that I needed a separate policy of some sort but they said no, because of some part of the policy which I’m forgetting the name of, possibly “other structures coverage”? Thoughts?
