2019 bank foreclosed.
You may or may not get a 1099-C on this for 2019. Wouldn't be surprised if you didn't get a 1099-C until next year for the 2020 tax year. Backs absolutely *HATE* with a passion, owning real estate. They prefer to unload foreclosed property as fast as possible, and sometimes at "any" price. The proceeds from the sale will be used to pay down what you owe on the mortgage. If it doesn't cover the outstanding balance completely, then you'll get a 1099-C for the difference and that difference will be taxable income to you.
If they sell it for more than your outstanding balance on the loan (plus the banks cost to foreclose and then dispose of the property) they are required to pay you the difference, and you'll be send another tax form for that difference. (I think it's a 1099-R - but not sure.)
Now if your state also taxes personal income, I would 'HIGHLY" advise you not bother with trying to do your 2019 tax yourself. Get professional help yesterday, if not sooner. If you report this on your 2019 tax return and then later receive tax reporting documents from the bank, I can assure you that you'll find yourself in a never-ending nightmare with the IRS from which you will never awaken. It'll make the cost of the professional help you didn't get, seem like a pittance.
