@tpe wrote:
Do these stocks sale loss are wash sale according to substantial identical security?
Probably, and most likely, not. The mutual funds and ETFs would have to virtually replicate (or come very close to replicating) the portfolio of technology stocks you sold. Otherwise, there is no wash sale in this transaction.
Generally, even switching from actively managed fund to an index fund is not typically considered to fall within the purview of the wash sale rule as substantially identical so the scenario presented here should not be problematic.
