Thank you...but I must say this is depressing news if it's true (and you do sound very experienced).
All the articles I have read seemed to imply that the % you pay on the long-term gain was based on the bracket you're in - not adding capital gains amounts to your income to determine your tax bracket.
I'm not sure if I can include a link but they were supposedly reputable sources on searches for 2020 capital gains rates.
In fact I heard a report the other day that it's become an issue that retirees and the super rich who don't have much income but have huge gains aren't paying tax on the gains.
This is actually a big deal to confirm as I'm on the cusp of $40K and have a huge long-term capital gain on a stock. (Don't be jealous I have plenty of losses too!) 😉
Thanks for any further thoughts.
