I was given the property by my mother next door and built a "vacation" house. CO obtained in 2002. Began renting it in Nov. 2013 to cover expenses and refinanced in 2014. I have been renting continuously since then except for one month between tenants. Moved to this town in June 2016 to settle and take care of my Mom (Alzheimers). Converted garage into small apartment for myself with small shop area. So now I rent and live in it.
