You can use this IRS pub to determine if you would have even needed to file a tax return for each of those years by including the 1099-DIV income if you have never had a tax liability: <a rel="nofollow" target="_blank" href="
http://www.irs.gov/pub/irs-pdf/p501.pdf">http://www.irs.gov/pub/irs-pdf/p501.pdf</a>
The numbers change a little bit each year.
If you would not have needed to file a return, then I would not file an amended return unless the IRS contacts you about it.
