If your home was held out for rent, claim all those normal expenses for that period. This includes utilities, repairs, insurance, etc.
What @MaryK4 said above is: Do not to add the insurance refund to the basis of the house. See Topic no. 703, Basis of assets
She only wants you to add the portion of the insurance as income on the rental for when the house was sold or not held out for rent. Follow her steps to add the refunded portion of the insurance paid for the disallowed time.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
