Sorry if I was not clear. Yes, I was talking about the long-term capital loss. I was thinking that, logically, if the LTCG is being parsed into NIIT-relevant versus NIIT-irrelvant, that probably I would need to parse the capital loss proportionally when I did my NIIT calculation but chatgpt said no, that it could all be subtracted in the NIIT calc. I don't recall how I posed the question. Yes, I will not get an answer in time but I am confident you have given me good guidance and also, at least, I am working with chatgpt to determine how much stock to sell this year, although, frankly, it has been a nightmare; but with me cracking the whip, I think we'll get there in the next few hours. Thanks. The only reason I didn't do this optimizaiton myself is that I didn't have a great handle on QBI which has nightmarish 'cliffs' for folks like me who have no W-2 income. if I had it all to do over again, I would have figured that out and done it all myself, given how much time i am spending checking and correcting chatgpt's work.
