I had a synchrony bank account misrepresented by them as a SEP. It was only a CD and I only just found out this past week when I went to do a RMD.
They told me that this was only a CD and not a SEP and it took me over 2 weeks to find this out. I deposited in March of 2024 for my 2023 taxes. I reported these as SEP on my IRS income taxes in Turbo Tax.
How do I correct this with the IRS now in 2025?
