@Rhkjr , thank you for sharing. Yes , you must do what you have to do.
Please consider using legal help so your interests ( both as inheritor and a creditor ) are preserved.
If you choose to donate the interest earned ( or imputed) to your relatives, then that probably would be under the free yearly amount of gift per donor per donee --- thus no reporting and no tax increase for you. If that is what you choose to do.
Good Luck.
If I have answered your query, please consider "cheers" or "accepted" -- and if not , please tell me how I can earn that .
