Thanks @Mike9241
The reason I was limiting my husband to Active participation was based on how our CPA has prepared our taxes the last few years. He only gave him Active participation. I did see in the "info links" to those questions in Turbo Tax that spouses could qualify if the other spouse met the criteria, etc just as you mention above. Changing his status still doesn't solve the issue I am seeing, though it does help the bottom line of how much is owed/returned. That's for sure. Gonna sit down now and do some further troubleshooting.
