The closing costs that are not capitalized as part of your home's basis (purchase price) are:
- mortgage interest (#15)
- "points" / loan origination fees (payment to lower interest rate) (#1 & #2)
- mortgage insurance (PMI)
- property taxes
- HOA fees (#16)
- bank fees (#5)
Some of these items are deductible if you itemize your deductions. Most property sales include a payment of prorated property taxes - you might need to review your documents to be sure you didn't miss this deductible expense.
The remainder of the items you listed may be included in the "purchase price." How you divide them into the categories provided by TurboTax is up to you. This information is for your records and is not reported to the IRS.
The seller credit reduces your mortgage balance, which is not reported on your tax return.
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