Ok. thanks @AmyC I am essentially taking a career break and using this time to build skills in a new area of software engineering, but it will take some time to build enough skill to interview. I may need to consult a career counselor in addition to a tax person on some other tax questions.
I may take employment earlier in my current skill area as I would otherwise miss out on significant retirement savings (401K, IRA, etc.). I will see how it goes 😟. I did use extra tax withholdings the past few years as well.
