Okay, so that's what I've read a lot, but then things say to look at your home documents. My home documents show the total with the funding fee added. Are you saying I need to go see what we agreed to buy the house for, ignoring the actual loan documents (this isn't on my actual loan documents for some reason, but I do have a paperwork trail I can look through). This is what I had assumed I'd go by, but I want to make absolutely sure so I don't do anything wrong.
I'm sure the FMV is not less, because prices skyrocketed since. Unfortunately, we've talked to the assessors and everyone else we could in the county, and no one knows how to get any assessment information. It's not on the county website either for our property. I'm not sure how they determine taxes, honestly lol, and they don't seem to know either. I can just go off of general prices of similar homes in the area for that one.
This all being said, I've also seen things saying I can write off the VA funding fee. Obviously we didn't pay if off at once, and that was years ago, but there was something mentioned about a yearly cost paid I can write off? I don't even know how to figure that out (also not on my mortgage paperwork…at least that I can tell). Any ideas on this?
Thanks so much!
