if the owner who named you had reached the beginning of mandatory distributions, then you also must take a yearly RMD.
So, it depend on the age of the original owner and the RBD for that year of death.
As far as I know TurboTax does not take into account waivers that IRS may be allowing for 2023 and or 2024.
You have to be aware of and request the waiver using Form 5329.
@tracypfisterer
