Can H1b visa holder contribute to a Spousal Traditional IRA in the name of their non-working spouse on H4 visa without EAD and SSN (but have ITIN)? If answer is YES, my next query is that does similar Traditional IRA deduction limits and income limits apply for contribution to Spousal Traditional IRA OR Spousal Tradition IRA can have whole $7000 (e.g. Tax Year 2024) as deduction from the income without any income limitation (as in case of Traditional IRA when beneficiary does not have retirement plan like 401K from employer and can contribute entire $7000 into Traditional IRA without income limitation)?
