Thank you for your reply. What is the definition of the short term? My situation is 6 months to maybe 8 months and it may crossover tax year (e.g. loan starts in 2023 but repaid in 2024). And when IRS sees the transfer report, they may compare against my filing and there will be no 1099 INT form to be supplied because it's a personal loan. That's why I'm bit worry about how to manage it in TurboTax and filing correctly. Thanks again.
