@wleuter
I will explain, but you simply need to input your information into TurboTax; the program, in most cases, will make the proper allocations and return the correct result.
The vacation home loss rules (Section 280A rules) treat losses differently depending, essentially, upon the level of personal use. If, for example, your personal use is less than the number of days required for the dwelling unit to be considered a residence (per Section 280A(d)), then any net loss will be passive and carried forward.
