your confusing QBI with items of income/loss. they are different. QBI does not affect AGI. its a separate calculation which if you end up with positive QBI you may be entitled (there are all sorts of rules that can result in it being limited) to a deduction against taxable income of up to 20% of net QBI Income
in fact you lost about 15K in rental that created both a NOL in your situation and a QBI loss carryover.
the NOL can be used to offset any type of income though the amount you may be able to use in any year may be limited by the rules under IRC section 172. QBI loss c/o can only offset QBI income. Under IRC 199A(c)(3)(B)(i) capital gain is never QBI.
"Turbo Tax is trying to use my 2022 rental losses to offset that capital gains." That's Turbotax following the tax rules. your capital gains would be offset by the 2021 NOL and the 2022 rental loss. it is even possible depending on the amount of capital gains vs rental loss and other items of income and deductions you have utilized the entire 2021 NOL but have a 2022 QBI loss carryover to go with the 2021 QBI loss carryover.
whereas passive loss carryovers are allowed when the passive activity is disposed of so they are utilized, QBI loss carryovers don't get utilized until there is QBI income even when you dispose of the activity that created the QBI loss carryover.
