One more question...I received a $20,000 credit towards closing costs from the seller. That basically "covers" a lot of the transfer taxes and stuff that can normally be added to basis. Do I still get to add those costs to the basis even though I did not pay them, technically? Or rather, I paid them out of a seller credit?
Likewise with points...I purchased a half point basically, but the seller credit covered that, too. Conversely to the above, if the seller pays a point for me that *lowers* my basis, right?
