ttax3,
I was able to reproduce your situation and, unfortunately, there's likely nothing you can do about it. The flowchart on page 5 of IRS Publication 974 shows that it was the full column of zeros in column C that triggered it. Had you even gotten one dollar of advance premium tax credit in that column, you would have been able to claim the PTC. Sigh.
As to possibilities of changing things at this last moment, all I can think of is that if you made traditional IRA contributions for 2022, you can choose to make them nondeductible, thereby raising your AGI. You could alternatively recharacterize the traditional IRA contribution as a Roth IRA contribution with the financial institution handling the IRA though that would need to be accomplished by this Tuesday.
Come to think of it, if you had self-employment income and chose to apply out-of-pocket medical insurance premiums via schedule C to get a schedule 1 adjustment, you can go back and remove that from schedule C and leave it as a (default) schedule A medical expense. That would increase AGI, too. In any event, take a look at your schedule 1 items to see if there something you might remove.
I know this is grasping at straws, but don't the make bricks from straw?
