Investors & landlords

If you pay off (early) a loan where points were being amortized over the life of the loan, you may claim all the remaining points in the tax year of the final payment. 

Select YES on the screen (in the entry of the 1098) asking about point and report that you are spreading then over the life of the loan.

On the next screen enter the remaining points and be sure to select that the loan was paid off in 2022.

The main screen will show the interest paid, in my example 150,000 PLUS the points, in my example 3,333.