It doesn't matter when the repairs were paid out. it matters when the loss occurred according to IRS Publication 515 which states "Casualty losses are deductible in the year you sustain the loss, which is generally in the year the casualty occurred". Since you are reporting all of your losses in 2022, this could result in a sizable causality deduction for the 2022 tax year.
What about the hold back payment for 2023? You could report this as part of the insurance reimbursement amount reducing your net causality loss amount in 2022 or wait until 2023 and report the hold back payment as other income on your 2023 return. You can decide which option is best for you.
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